Professionally Managed 403B Portfolios of
Exchange Traded Funds (ETF’s)

Efficient 403B managed ETF accounts are offered through Efficient Market Advisors, LLC. Based upon your answers to our time and risk profile questionnaire, you will be assigned one of fifteen unique investment models. Each model was designed by Efficient Market Advisors and optimized using Modern Portfolio Theory and sophisticated asset allocation modeling software.   Our proprietary tactical overlay is further applied to adjust models base on our current view of the marketplace.

Efficient 403B portfolios will be reviewed at least quarterly to determine if rebalancing is appropriate. Rebalancing will be done automatically by Efficient Market Advisors and all trades associated with a rebalancing will be reflected on each client account statement.